Two guides, 22 pages. How owners use policy cash value as working capital, what it actually costs against a bank line, and where the strategy breaks down.
Educational only. Carl G. Bullard is a licensed life insurance agent, not a lender, and does not originate, broker, or arrange business financing. Nothing here is individualized financial, legal, or tax advice.
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This is an advertisement. LIFT WEALTH STRATEGIES℠ is a service mark of Carl Bullard; no claim is made to the exclusive right to use WEALTH STRATEGIES apart from the mark as shown.
Carl G. Bullard is a licensed life insurance agent (FL #W838079), licensed in multiple states, and an independent agent with Global Financial Impact (GFI). He is not an attorney, a CPA, or a registered investment adviser. All content is educational, is not individualized financial, legal, tax, or investment advice, and is not a recommendation to transfer any security or retirement account, including a TSP or 401(k).
Life insurance and annuity products are not FDIC insured, not bank guaranteed, and may lose value. Guarantees rest solely on the issuing carrier's claims-paying ability. Coverage is subject to underwriting and is available only where the agent is licensed. Death benefits apply only while the policy is in force and are reduced by any outstanding loan. Tax-free distribution treatment requires that the contract not be a modified endowment contract, that the policy stay in force, and that loans be managed; tax law may change, so consult your own CPA. Caps, participation rates, and spreads are declared by the carrier and may change, and surrender charges apply in the early policy years. Replacing an existing policy or annuity may not be in your best interest and is subject to state replacement regulations. Individual results vary.