Tax-free retirement income isn't a loophole, it's IRC Section 7702. Here is the tax code that makes it legal and how a max-funded IUL takes full advantage.
A Roth IRA is a good start, but the contribution cap, income limits, and lack of protection leave money on the table. Here is what a max-funded IUL adds.
Not all annuities are equal. A plain-English breakdown of fixed, variable, and fixed indexed annuities, when they make sense, and when to walk away.
I stopped borrowing from banks the year I retired. Here is the infinite banking system I built with a max-funded IUL, and exactly how the policy loan math works.