IUL vs. TSP: What Federal Employees Need to Know Before They Retire

IUL vs. TSP: What Federal Employees Need to Know Before They Retire

Carl Bullard
Published on: 28/05/2026

The One Big Beautiful Bill changed some things for TSP holders, but it did not fix the tax trap. Carl Bullard, retired FAA ATC, breaks down what changed and what did not.

IUL Education
How to Build a Tax-Free Retirement Income Stream Using Indexed Universal Life Insurance

How to Build a Tax-Free Retirement Income Stream Using Indexed Universal Life Insurance

Carl Bullard
Published on: 22/05/2026

Most retirement plans are tax time bombs. Here is the step-by-step strategy for building a tax-free income stream using an IUL, the same approach I used after 30 years with the FAA.

IUL Education
What Is an IUL Policy and How Does It Work? (Plain English Explanation)

What Is an IUL Policy and How Does It Work? (Plain English Explanation)

Carl Bullard
Published on: 20/05/2026

IUL stands for Indexed Universal Life insurance. Here is a plain English breakdown of how it works, what it costs, and whether it makes sense for your situation

IUL Education
IUL vs 401(k): Why I Moved My Entire TSP Into an IUL After 30 Years with the FAA

IUL vs 401(k): Why I Moved My Entire TSP Into an IUL After 30 Years with the FAA

Carl Bullard
Published on: 17/05/2026

After 30 years with the FAA, I discovered my TSP was a tax trap. Here is exactly why I moved everything into an IUL, and what it means for your retirement.

IUL Education